Lake Michigan Credit Union (LMCU)

LMCU offers low mortgage rates, low down payment requirements (including programs requiring as little as 0-3%*), and industry-low closing costs to help you pay less compared to traditional banks and other credit unions. Our HomeAssist program provides up to $10,000 in down payment and closing costs assistance to qualifying first-time homebuyers. Our lending experts will provide the personal service you deserve and help you find the home loan that meets your needs, whether it’s a first-time homebuyer mortgage, construction loan, or mortgage refinance. We also offer Homebuyer Education Workshops and other Financial Literacy outreach.